**Terms & Conditions:**

By engaging with us, you agree to the following terms and conditions:

1. **Reporting Timeframes**: Most tradelines take between 3 and 10 days from the statement date to report on your credit profile. Tradelines usually post 1 to 2 weeks after the statement date, though they may post sooner.

2. **Reporting Period**: Tradelines have a reporting period of between 30-45 days. Your credit score will increase during this period, but after 30 to 45 days, further score increases cease, and you will be removed as an authorized user for that account. Scores may remain unchanged beyond this period.

3. **Required Information**: To proceed with our services, you must provide your First & Last Name, Date of Birth, Address (attached to your credit report), and full Social Security Number. This information is standard for creditors when reporting to credit bureaus. Your personal information is submitted securely and discarded after the order is completed to protect your privacy.

4. **Refunds & Replacements**: Refunds and replacements will only be provided if the tradeline fails to report within 10 days after the SECOND billing cycle. You are eligible for one replacement tradeline if your score does not post. If all troubleshooting efforts fail and the tradeline still does not post, further assistance cannot be offered, and we recommend seeking a credit profile evaluation.

5. **Verification**: You are required to provide a working 3-bureau login to a credit monitoring website no later than 21 DAYS after the statement date of your tradeline to verify non-posting.

6. **Non-Posting Tradelines**: We cannot accept CreditKarma.com as proof of non-posting of an Authorized User (AU) tradeline. We can only guarantee that your tradeline will post to at least two of the three major bureaus (Experian, Equifax, and TransUnion). If it posts to one bureau but not the others, it may be due to inconsistencies in your credit report, which are beyond our control.

7. **Address Merge Requirement**: The purchaser of the tradeline must add/use the cardholder’s address on their credit report. This process is known as an address merge.

By using our services, you acknowledge and agree to abide by these terms and conditions. We reserve the right to amend these terms at any time without prior notice. Please contact us if you have any questions or concerns regarding these terms.

Thank you for your business, patience, and understanding.

- The StarCredit Team :)